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ADIM LIVE at Florida Association of Mortgage Professionals (FAMP) Event

This episode brings together industry leaders across lending, brokerage, and private capital to break down the current state and future of the Non-QM mortgage market. We cover market conditions, interest rates, self-employed borrowers, income verification, DSCR loans, risk management, technology in lending, and the growing role of Non-QM as a standalone industry. Panels also discuss government policy, affordability, insurance reform, and how brokers can expand revenue by working with private lenders and alternative loan products. Manny Alfonso: Instagram: https://www.instagram.com/mannyalfonso8/ Kiko Suarez: Instagram: https://www.instagram.com/querikoconkiko/ Eduardo Moya: Instagram: https://www.instagram.com/mr_moya/ Follow Us! - A Day in Miami: Instagram: https://www.instagram.com/adayinmiami/ Listen on Spotify: https://open.spotify.com/show/20WEys6jxiliBCLoo9iSID ________________________ Produced by: Ben Schwede Instagram: https://www.instagram.com/benthecreatorrr/ 0:00 Panel #1 Intro 0:19 Conference Overview 0:55 Guest and Speaker Introduction 2:25 Event Importance 3:26 Networking 4:11 Education 4:47 Market Overview 5:05 Non-QM Overview 6:14 Self-Employed Borrowers 7:40 Income Verification 9:29 Broker Role 14:11 Career Growth 16:07 Risk Management 18:01 Industry Insights 21:02 Business Growth 23:39 Technology in Lending 26:50 Market and Interest Rates 28:17 Panel #2 Intro 29:45 Non-Traditional Borrowers 31:28 Non-QM Adoption 34:45 Loan Options and Comparison 42:48 Execution and Risk 47:02 Contact Information 48:17 Panel #3 Intro 50:36 Market Outlook 54:04 Non-QM Market Share 58:35 Condo Financing 1:00:02 Regional Market Context 1:06:45 Panel #4 Intro 1:06:49 Government Affairs and Policy 1:13:47 Affordability Issues 1:19:24 Broker Involvement 1:25:53 Insurance and Regulatory Reform 1:28:44 Future Outlook 1:29:27 Closing Remarks and Advocacy Discussion 1:30:25 Community Engagement and Call to Get Involved 1:30:32 Panel #5 Intro 1:30:55 Networking Mindset 1:31:06 Guest Introductions 1:32:54 Non-QM vs QM Basics 1:34:06 Non-QM Market Growth 1:36:54 Income Flexibility and Borrower Types 1:38:58 DSCR Loans and Investment Properties 1:44:50 Expanding Broker Revenue Streams 1:47:11 Jumbo Loans and Bank Statement Programs 1:48:30 Private Lenders vs Banks, Loan Exceptions 1:50:17 Private Capital and Residential/Commercial Opportunities 1:55:44 Panel #6 Intro 1:57:21 Non-Agency and Non-QM Loan Products 2:01:30 Qualifying Without W-2 / Bank Statement Loans 2:06:07 Experienced Account Executives and Product Spectrum 2:10:01 Investor Strategy and Housing Trends 2:13:38 Growth Strategy for Loan Officers 2:15:20 Panel #7 Intro 2:17:30 Non-QM as Standalone Industry / Education 2:24:48 DSCR Loans and Investor Demand 2:30:31 Expanding Non-QM Market Share 2:33:03 Connecting with Lenders / Choosing Right Non-QM Lender 2:35:38 Closing Remarks

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Jan 31, 2026 155:59